These Terms of Service ("Terms") govern your engagement with Pareto Systems ("Pareto", "we", or "us") for financial advisor coaching services (the "Services").

1. Engagement and Services

• By engaging Pareto for coaching services, you agree to be bound by these Terms.
• The specific services offered will be outlined in a separate Coaching Agreement or Invoice ("Agreement"). The Agreement will detail the scope of services, fees, schedule, and termination clauses specific to your engagement.
• Pareto reserves the right to refuse service to anyone at our sole discretion.

2. Client Responsibilities

• You are responsible for actively participating in the coaching sessions and completing any assigned tasks or exercises.
• You are responsible for providing Pareto with accurate and complete information about your goals and challenges.
• You agree to be open and honest during coaching sessions.
• You are responsible for your own well-being and choices made throughout the coaching process.

3. Confidentiality

• Pareto maintains strict confidentiality regarding all information disclosed during coaching sessions. Information will not be shared with third parties without your written consent, except as required by law.
• You agree to keep confidential any information about Pareto's coaching methods and materials.

4. Disclaimer & Warranties

• Financial Advisor Coaching services are designed to support your personal and professional development. We do not guarantee specific outcomes or results.
• Pareto makes no warranties, express or implied, regarding the Services or the information provided during coaching sessions.

5. Limitation of Liability

• Pareto is not liable for any actions or decisions you take based on the coaching services.
• Pareto is not liable for any damages you may incur, including direct, indirect, incidental, consequential, or punitive damages.

6. Payment

• Payment terms for coaching services will be outlined in the separate Coaching Agreement.
• You are responsible for timely payment for all agreed-upon fees.

7. Termination

• The term of the coaching relationship will be outlined in the Coaching Agreement.
• Either party may terminate the Agreement with written notice (email or physical mail) for any reason.
• If you terminate the Agreement early, you may be responsible for pro-rated fees based on sessions completed.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of British Columbia, without regard to its conflict of law provisions.

9. Entire Agreement

These Terms, along with the Financial Advisor Coaching Agreement, constitute the entire agreement between you and Pareto regarding the Services.

10. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck from these Terms and the remaining provisions shall remain in full force and effect.

11. Changes to these Terms

We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on our website or providing you with a copy. Your continued use of the Services after the posting of any revised Terms constitutes your acceptance of the revised Terms.